You carry your phone to the Kirana store, pick up essential daily items, pull out your smartphone, and pay your bill! This is so easy and quick! You don’t need to worry whether you have sufficient cash in your hand or not. No one can deny the fact that digital payments apps have made lives much easier and sorted. If reports are to be believed, India’s mobile wallet transaction will reach around 800 billion in the current year. The whopping figures are a clear indication of the Indians progressively taking to e-payments for their transactions. As a matter of fact, Indian government is also stressing on electronics payment as it is one of the best ways to move towards cashless economy.

Today, there is a plethora of applications available on App Store and Play Store for iOS & Android users respectively for them to download and use it. Nothing could be more pleasurable than you being able to pay your electricity bills, water bills, gas bills, loan emi’s, insurance premiums and much more right from the comfort of your own place. You just need to have your smartphone and mobile data to make all your payments in a jiffy. Through these apps, you get to reap many benefits such as you don’t have to carry plastic cards, cash or queue up for the ATM withdrawals. No doubt, there are amazing number of applications available for you to use, few of the coolest digital payments applications are listed below, take a look-

Paytm

Encouraging cashless economy, Paytm is one of the biggest digital payment platform in India. Launched in 2010, within a very short span of time, Paytm has managed to win the trust of over millions of users across India. It is one of the best digital payment apps in India, where you can do different sorts of online transactions including utility bill payments, money transfer, send/receive money, travel ticket booking, movie tickets and so much more. Through Paytm, you can even pay for your kids school fees, create your own BHIM Paytm UPI id, make a metro card recharge, buy/sell Paytm digital gold and there is much more you can use Paytm for!

MobiKwik

Launched in the year 2009, MobiKwik is one of the popular digital payment apps in India. It is like a one-stop shop for paying most of your bills. You can easily pay your mobile bill, electricity bill, gas bill, water bills, data card bills and much more. Make an instant mobile recharge for different telecom operators like Airtel, Vodafone, BSNL and so on. The app also lets you book instant bus tickets across India, shop on popular shopping, food, travel websites and avail the benefits of various exciting offers & discount deals. Pay through MobiKwik at various restaurants, super markets, cafe, gift shops and physical stores.

Oxigen

You can use Oxigen mobile app as well to make a mobile recharge, DTH recharge, data card recharge and pay phone bills, utility bills such as electricity bill, gas bill, water bills in a jiffy. You can also use your wallet app for online/offline shopping in just a few taps and that’s it. Just sign up for the Oxigen wallet account and start making your online transactions instantly and securely. It is very simple to use and easy to understand. You can make instant money transfers from any bank to Oxigen wallet and vice versa round the clock.

Now, you know the best digital payment apps in India, get the app in your smartphone and enjoy safe and hassle free online transactions. With these apps, it is very secure and easy to make transactions with. Their user-friendly and unfussy interface makes the above mobile apps simply the best ones to use!